Concessional & Blended Finance
Not all funding comes as grants. Many public agencies and development finance institutions offer financing on better terms than commercial banks: concessional loans with lower interest rates, longer repayment periods or grace periods, repayable contributions, loan guarantees, and blended packages that combine grants and loans. These instruments can finance much larger projects than grants alone.
Alfemis Solutions helps organizations in Canada and Africa identify the right financing options, prepare strong applications and navigate the due diligence process. Depending on your eligibility, this can include Canadian regional development agencies (such as FedDev Ontario), FinDev Canada, the African Development Bank, the International Finance Corporation (IFC), regional development banks and national development funds.
Alfemis Solutions acts as an advisor to your organization. We do not lend funds and we are not a broker; all financing decisions remain with the lender.
What You Get From Our Concessional & Blended Finance Service
Who This Is For
• Municipalities and public entities planning infrastructure or equipment projects;
• Organizations whose projects are larger than what grants alone can fund;
• Projects in Africa seeking development finance institution support.
Why It Matters
Lenders, however, look at different things than grant funders: repayment capacity, financial projections, guarantees and risk. A well-prepared application makes the difference between a quick decision and months of back-and-forth.
Key Deliverables
• Financing Institution Shortlist — the institutions and programs to approach, in priority order.
• Financing Application Package — narrative, use-of-funds summary and supporting documents.
• Repayment Capacity Summary — a clear presentation of how the financing will be repaid, prepared with your financial team.
• Due Diligence Response Support — organized answers and documents for lender requests.
Our Process
Is your project bigger than a grant can cover?
Not sure which financing options suit your organization? Our Resource Mobilisation Strategy service helps you decide where financing fits alongside grants and partnerships.